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Your money will inevitably disappear if you don’t have good financial planning with you. But how to create one that works is something that many people do not even know properly. Everyone has a different financial situation based on income or other income sources. Therefore, determining your financial goals and needs should be based on income and savings rates. It is a good habit to choose a wise investment plan for everyone. Investment is such a journey where you can also learn market trading effectively. 

But before starting, you must learn to invest effectively. Investment means there will be a lot of information on stocks, share market strategies, etc. To undergo a seamless investment journey, you must go through a few tips and tricks. In this article, you can find out the tips and tricks. Make sure that you have acquired the detailed knowledge properly.

7 Tips and Tricks for easy investment planning

1. Before making any investment decisions, take some time to sit down and honestly evaluate your current financial situation. It is very crucial to understand your ability to invest and other related factors. As a first step, it is important to determine your goals and risk tolerance. You should also learn share market before investing.

2. Every investment carries some level of risk. Before investing, it’s crucial to realize that you might lose some or all of your money if you plan to buy securities. If you have the capability of taking higher risks, it is also possible that you may get higher returns as a reward from investment. If you have a long time for your financial goal, carefully choosing riskier asset classes like stocks or bonds will likely yield a higher return. You should not limit your investments to safer assets like cash equivalents. However, if you want to go for short-term financial planning, it is best to pick the cash investment. The main worry for people who invest in cash equivalents is inflation risk, which is the chance that prices will rise faster than returns over time and degrade them.

3. A mix of various investments is actually very helpful to create a barrier against huge losses. These can fluctuate in a portfolio under various market conditions.  Major asset classes are usually stocks, cash, and bonds where returns have not fluctuated up and down simultaneously.  You can lower your risk of financial loss and improve the overall investment returns of your portfolio by investing in multiple asset classes.

4. You cannot always control how life unfolds. This is valid for financial goals too. Even if you have a solid financial plan, it may not work well due to various unavoidable circumstances. You may experience unusual money needs in these kinds of moments. Consider opening an online savings account to accomplish this. Then you can arrange for a small, manageable amount to be transferred from your main account into this online savings account. This account will accrue wealth over time that you can use for investments or other emergencies. 

5. Ensure you have cleared all your credit card bills or any other debts before entering the investment journey. The sooner you clear your debts, the better it will work amazingly for you. 

6. Do not stop at a single goal. Always make your plan for bigger goals so that you can easily understand the path of investment. With a bigger goal, you can practice the investment procedure individually. 

7. To learn investment, you should talk with a financial expert who can guide you to learn and earn good rewards from a good investment. It will help you to earn professional investment knowledge so that you can get a seamless investment journey. 

Hopefully, you have learned about the most useful tips you should know and learn. You can also take the help of any investment learning app. When you learn these, your investment journey can be easy and seamless.

Credit scores are crucial in today’s economy and influence various financial opportunities. Whether you are aiming for a mortgage, student loan, or even using a credit card for daily expenses. All these require a good credit score, and it is essential for gaining access to credit lines.

The question arises, can financial education be the tool people need to improve their credit scores? The answer is promising. Credit scores impact interest rates, loan approvals and credit-based transactions. Yet, comprehending the intricacies of credit scores can be perplexing and leave many unsure. 

While commonly believed that lower-income individuals struggle with credit score enhancement. A recent survey by Pymnts.com brings a surprising revelation. About 40% of Americans earning over $100,000 find themselves living paycheck to paycheck. Within this affluent bracket, around 12% struggle to meet financial obligations. 

It unveils a universal truth that financial literacy is invaluable for various individuals, including credit union members. Knowledge bridges income gaps and provides tools to improve creditworthiness. 

So to gain knowledge, step into the realm of modern technology where apps and digital payment systems like UPI are not just tools but tutors guiding you towards financial literacy. These virtual mentors elegantly decode the complexities of credit scores and financial well-being. It ensures that you are not just a passive user but an empowered individual in control of your financial destiny.

1. Interactive learning:

Having a knowledgeable friend who simplifies financial jargon into easily digestible insights. These apps adopt an interactive approach. They are transforming complex concepts into engaging lessons and making learning about credit scores and financial health a breeze.

2. Real-time score tracking:

These apps are like a dashboard that displays your credit scores like a weather forecast. It will permit you to monitor changes and trends effortlessly. Apps provide current updates and will ensure you are aware of your standing at all times. 

3. Adaptable action plans:

People receive personalized action plans that are designed to boost their credit scores. These plans are like a fitness regimen for their financial health. These plans will always guide them towards specific steps that align with their goals.

4. Gamification of learning:

Sometimes financial learning is a boring process, but these apps gamify the educational process and make it both entertaining and educational. Learning about credit scores through playful challenges and quizzes makes it more adaptable. 

5. Budgeting and saving tips:

These apps are like a personal virtual financial advisor offering insights on budgeting and saving strategies. Apps provide practical tips that empower you to manage your finances more effectively.

6. Simulated scenarios:

With these apps, you are able to simulate various financial decisions and their impact on your credit score. Apps allow you to explore hypothetical scenarios and enable you to make better choices. 

In closing:

All in all, all these apps , whether it’s credit card apps or UPI app, serve as your digital mentors. It takes you by the hand and leads you towards financial enlightenment. The education they provide isn’t just theoretical, but also practical. The actionable knowledge that equips you to navigate the world of credit scores and financial well-being with fineness.

With the increasing dependence on smartphones, it is natural to see a shift in how we manage our finances. Online banking apps have become contributors offering convenience and customized experiences in the banking procedures. These digital marvels have transformed the way we handle our finances. It’s like having a bank branch right in your pocket!

In this article we delve into these financial applications’ influence on our monetary transactions.

• Experience the Ease of Online Banking 

Online banking apps provide a level of convenience that goes beyond time zones and office hours. With a few taps, on your phone you can effortlessly check your account balance, credit card balance, transfer funds and even deposit checks using your camera. This incredible control and accessibility allow you to take charge of your finances on your terms free from the limitations of locations.

• Personal Finance, Personalized

Just picture having an advisor who understands your needs and habits. That’s the advantage of using banking apps that are personalized just for you. These apps analyze how you spend your money and offer insights to help you make choices. For example, if you spend much on weekends, this banking credit card app reminds you to stick to your budget. It’s like having a companion who truly gets your journey and is there to support your goals.

• Enhanced Security Measures

With the growing digitalization of financial services, safety concerns have also escalated. Nevertheless, online banking applications are intensifying their efforts to protect users’ online credit card information and transactions. Numerous applications integrate cutting-edge safety characteristics such as biometric authentication (fingerprint or facial recognition), two-step verification, and encryption protocols. 

These precautions shield users from unauthorized entry and boost confidence in utilizing digital platforms for financial transactions. Consequently, online banking applications are becoming more impregnable than ever, effectively countering cyber perils and guaranteeing the security of users’ delicate data.

• Seamless Integration of Services

Next-gen banking apps are not limited to basic banking functions; they evolve into comprehensive financial management platforms. Many apps seamlessly integrate with other financial services, such as investment accounts, insurance policies, apply for credit card and budgeting tools. This integration gives users a holistic view of their financial landscape and promotes a more unified approach to managing their money.

For instance, users can view their investment portfolios alongside their savings and checking accounts, enabling them to make informed decisions about allocating funds. Similarly, integration with budgeting tools helps users set financial goals, track expenses, and manage their spending patterns effectively. Users can also request for credit cards through this credit card apply app, which ultimately helps them to manage money more efficiently.

• The Road Ahead

In todays paced world, where convenience is highly valued online banking applications offer a pathway to an efficient financial future. These apps have evolved from transaction tools to financial companions catering to our changing needs and aspirations. By providing insights enhanced security measures and an interconnected financial ecosystem these apps are revolutionizing the way we approach banking. 

To summarize the emergence of banking applications represents a shift, in the banking industry. These apps have redefined convenience, personalization and security in managing our finances. With their advancements in credit card online and cutting-edge technology integration, they are reshaping the way we bank according to our requirements. This empowers us to make decisions effortlessly and achieve our goals with ease. The era of next-generation banking has arrived, bringing about lasting changes in the industry.

Cat treats can be worth it, as they serve as rewards for good behavior, act as aids in training, and can help strengthen the cat’s responsiveness in critical situations.

Many high-quality treats also offer health benefits, such as dental care or added nutrients. However, excessive treats can lead to obesity and other health issues, so portion control is essential.

Ultimately, the value of cat treats depends on the specific treats, your cat’s dietary needs, and how they fit into your overall pet care routine. Meet your vet for guidance on the best treats for your cat, and also try baking some cat treats at home.

Keep your feline’s health in mind and consider being equipped with cat insurance so you can handle any health emergencies more effectively. Contemplate purchasing a policy because pet insurance costs can be much lesser than potentially hefty vet costs you may have to deal with during unplanned vet visits.

In the meantime, try these lip-smacking cat treat recipes at home!

Homemade cat treat recipes

Homemade cat treats provide a healthier, more personalized, and budget-friendly way to reward your feline friend while ensuring their well-being, however, they should be served in moderation, so why not prepare some for your feline friend?

#1 Tuna treats

Ingredients

1/2 cup canned tuna (in water, drained)

1 cup whole wheat flour

1 egg

Instructions

• Preheat your oven to 350°F (175°C).
• Combine the tuna, flour, and egg in a food processor until a dough forms.
• Roll out the dough on a floured surface and cut into small shapes.
• Place the treats on a baking sheet and bake for about 10-12 minutes until they turn golden brown.
• Let them cool before serving.

#2 Chicken and catnip treats

Ingredients

1/2 cup cooked chicken, shredded

1/4 cup chicken broth (unsalted)

1 cup oat flour

1 tbsp dried catnip

Instructions

• Preheat your oven to 350°F (175°C).
• Blend the shredded chicken, chicken broth, and dried catnip in a food processor.
• Add the oat flour and mix until a dough forms.
• Roll out the dough, cut into small shapes, and place them on a baking sheet.
• Bake for about 10-15 minutes until it is crispy. Allow them to cool before offering them to your cat.

#3 Salmon treats

Ingredients

1/2 cup canned salmon (undrained)

1 cup whole wheat flour

1 egg

Instructions

• Preheat your oven to 350°F (175°C).
• Blend the canned salmon, whole wheat flour, and egg in a food processor until a dough forms.
• Roll out the dough, cut into small shapes, and place them on a baking sheet.
• Bake for about 10-12 minutes until they’re firm. Let them cool before serving.

#4 Cheesy treats

Ingredients

1/2 cup shredded cheddar cheese

1/2 cup whole wheat flour

1/4 cup grated Parmesan cheese

1/4 cup plain yogurt

Instructions

• Preheat your oven to 350°F (175°C).
• Combine cheddar cheese, whole wheat flour, and Parmesan cheese in a food processor.
• Add plain yogurt and blend until a dough forms.
• Roll out the dough, cut into small shapes, and place them on a baking sheet.
• Bake for about 10-15 minutes or until it’s golden brown. Cool them before serving.

#5 Sweet potato treats

Ingredients

1 small sweet potato, cooked and mashed

1 cup oat flour

1 egg

Instructions

• Preheat your oven to 350°F (175°C).
• Combine the mashed sweet potato, oat flour, and egg to form a dough.
• Roll out the dough, cut into small shapes, and place them on a baking sheet.
• Bake for about 20-25 minutes until they’re firm. Allow them to cool before offering them to your cat.

Store any homemade cat treats in an airtight container to keep them fresh for your feline companion.

Although homemade treats allow pet owners to control the ingredients, ensuring that the treats are free from artificial additives, preservatives, and fillers, which can be unhealthy for cats, you should still consider being equipped with cat insurance. Pet insurance costs can be more affordable than unexpected vet bills during medical emergencies,  which is why you should consider purchasing a policy.

As devoted dog caregivers, we continuously seek new and efficient methods to ensure the happiness and overall welfare of our beloved companions. This entails promoting their mental well-being through consistent mental stimulation and addressing issues like elevated stress or anxiety. The dog lick mat is an uncomplicated and cost-effective addition to the realm of canine mental stimulation.

While you can address superficial issues with the help of a lick mat, deeper issues may require medical intervention. If your pooch has been restless, contact your vet for a complete health examination. At the same time, consider being equipped with pet insurance NZ so you have a medical backup to handle unanticipated vet costs more effectively.

Contemplate purchasing the best pet insurance so your furry pet is assured of timely medical care during challenging health situations and medical emergencies with minor economic hassle. In the meantime, read this article to learn how a lick mat can help your pooch calm down.

Lick mats

Rubber/silicone textured dog lick mats are designed with little pockets. The crevices on these mats allow for spreading your pet pup’s preferred soft, spreadable treat. By licking the mat’s surface, your pup engages its tongue to access the delightful reward. This activity will have a soothing influence on your pupper and keeps it engaged and amused.

The endorphins (natural chemicals) released during the licking activity induce a sense of tranquility and euphoria. This surge of happiness can assist furry babies in adapting more easily to challenging circumstances they may encounter. Canines in distress often lick their paws and tummies excessively, leading to fur loss and skin conditions; a lick mat can help avoid such self-harming activities.

Lick mat types

Various designs of lick mats have emerged to cater to different scenarios. Here are some of the commonly available commercial options –

1.Basic lick mats

They are made of flat rubber/silicone in attractive shapes, usually square/rectangular, textures and designs. However, some companies incorporate creative and fun elements into lick mats, making them more appealing to four-legged babies.

2.Lick bowls

Their unique design allows your pupper to lick its favorite treats while enjoying the tactile stimulation provided by the rounded, textured bowl surface. Besides, many lick bowls can be turned inside out to transform into a textured cone, offering an additional interactive experience for your dog.

3.Suction cups

They are lick mats designed with suction cups strategically placed on the back, making them ideal for distractions while bathing your poochie. All you may need to do is to attach them to the tub/shower wall to keep your pet occupied while you wash them.

Lick mats can help redirect excessive licking behaviors and prevent paw or stomach irritation. They can help slow down eating, promote better digestion, tackle boredom, and keep pets physically and mentally active. Also, they can be used during grooming or vet visits to distract and comfort dogs.

However, note that stress and anxiety can also stem from the pain and discomfort experienced by puppies due to underlying health issues. Meet your vet for the right guidance and medical assistance. Simultaneously consider being equipped with pet insurance in NZ so that unplanned vet costs are more manageable. Contemplate purchasing the best pet insurance so your furry baby has comprehensive health coverage at all times.

Anyone will know how precious 5-star app reviews can be to anyone who develops or uses apps.

5-star app reviews are the crowning glory of reviews and having 5-star app reviews on your app means that your app is being liked by a lot of people. If you have download numbers in millions, then your app must already be in the top ranks of the Play Store. Having 5-star app reviews point to the following facts:

Reliable: Your app has earned the trust of customers and it does exactly what the customer demands from the app. The feature list of the app is ever expanding because stagnancy is not really an option for you. The users of the app know that you listen to them and introduce things that they want.

Less prone to crashes: If you have 5-star app reviews, then it also points to the fact that your app does not crash suddenly in the middle of something or has weirdly performing animations in it. It performs as smoothly as possible and the users can consider the app to perform flawlessly, no matter what function they want to execute using the app.

Feedback: Improvement of anything, be it a product or a person, depends on the feedback. If there is something notoriously bad going on in your app, you will know that when the users post reviews about your app. It might be something like one key feature is not working or some parts of the app are not functioning properly.

The samaritans: These are the people who deserve an honorable mention. Some people exist in this world who give reviews suggesting some conditions. Sometimes, it is their feedback that helps the most because these people are often very critical about the app. They will promise to update their review to 5-stars once their feedback is considered. Often they give good advice hence they can be called ‘good samaritans’.

How can you get 5-star app reviews?

The obvious thing to note here is that with a good app, you can easily get good reviews. But alternate ways exist too! Like, you can choose to buy app rating from an Android app review service. An Android app review service is very skilled in this aspect and the decision to buy app rating is not something illegal as well. When you buy app rating for your app, the Android app review service will provide a lot of ratings and reviews to your app, keeping in mind that your app needs to rank for a certain keyword. So that the next time people search for the same set of keywords, the Play Store Algorithm will suggest your app to the users.

Conclusion

An Android app review service is very affordable and all you need to do is visit the website and find a plan that suits you. It does not matter if you are a beginner or an experienced developer, the service will help you to grow all the same.

App store optimization is that the process of optimizing mobile apps to realize more visibility and achieving higher rankings within the app market rank list or search results. this system of optimization targets the audience that the app was meant for and aims to extend its downloads. Some even call ASO as Mobile App SEO because the concept of ASO is extremely almost like SEO. ASO has taken the planet by storm and lots of companies round the globe are being established to assist other app-based businesses optimize themselves. ASO companies in India, America, UK and lots of other countries are coming together to form ASO more accessible, because it may be a vital means to grow apps and gain visibility.

The higher your app ranks within the app store, it’ll be more visible to the potential users as this affects app ranking in app search results. App developers got to be very careful in making their track of ranking consistent over the time and at an equivalent time they also got to have an eye fixed over the ranking of their competitors over an equivalent time. a day thousands of apps are published on the app store and also the app store features a constant flow of latest app ratings, reviews and number of downloads. Nowadays, ASO has taken the planet by storm and lots of companies round the globe are being established to assist other app-based businesses optimize themselves. allow us to get into the various optimizing tools and ASO services India, America and other countries are using to assist apps grow. App store optimization or ASO may be a process that must have timely monitoring and constant tweaking over a period of your time . The optimal keywords are rarely within the sort of a group that you simply can take and use whenever . These keywords got to be timely updated thereupon time of scenarios.
Keywords and creatives are the cornerstones of ASO, that when optimized together can help convert clicks into downloads and ultimately, viewers to organic users. With about 60-70% of viewers coming to an app’s page through an easy search, creatives have a serious impact on their first impression that convinces them to download the app. Inculcating effective practices and techniques can help with arising with keywords and creatives that users will notice and have interaction with.

If we mention accessing ASO tools and services , it’s not in the least difficult to urge that. for instance , by just typing “ASO services India”, you’ll find plenty of results to avail these services wherever you’re . These services and tools are often used for a mess of reasons, it are often used for comparison purposes or maybe to live the impact of two different screenshots. Different keywords are often tested to see which one brings in several downloads. regardless of the dimensions of your business or app, these services and tools are beneficial to all or any and may assist you grow your app and reach bent more people.

When it comes to app marketing, one of the most important steps to get it right is to perfect your App Store (ASO) optimization strategy. Although it can help brands ensure the success of their mobile applications, it is also a crucial tactic that has a place as part of any marketing strategy, especially in the case of mobile apps. 

             App Store Optimization, is a process that promotes mobile apps and games in the App Store and other online stores such as Google Play, Apple Store and Microsoft Store. Simply put, App Store optimization is a step that helps your mobile app take a higher place on the App Store results page. The App Store optimization also helps to influence the ranking of your app in search results. If you play on Google in the App Store, it just means you can tweak your apps to rank higher in searches with certain keywords like APP STORE OPTIMIZATION AGENCIES. In the same way, for an app to be ranked higher in the App Store search results, it must ensure that it meets all of its ranking criteria and has the best search results. 

     By keeping a close eye on what’s happening with your app, you can adjust your marketing strategy, reduce costs, increase the number of campaigns your mobile advertising agency brings in, and increase your budget for the campaigns they bring in. Once your App Store optimization strategy for mobile apps and games is complete, there are other things that can be done to promote it more strongly which can be done by APP STORE OPTIMIZATION COMPANIES. At the same time, you want to know what your competitors are doing so that you can find out for yourself. This is a good time to research and decide which keywords in the App Store you will use to make your app more visible.

              The second part focuses on developing a powerful App Store optimization strategy that helps you monetize your app. If you’ve read the first part of this article about how to improve the visibility and ranking of your apps, you already know how to optimize the App Store. 

In common language, App Store Optimization is a mobile application marketing process that helps you improve the discoverability of your app in the App Store and achieve a greater share of mobile market revenue. Similar to SEO, the process is to improve the visibility of your mobile app in the App Store. Basically, ASO is a process for optimizing mobile apps that allows them to become more popular, valuable, and profitable than their competitors that is TOP ASO COMPANIES.  App Stores, this means that you need to optimize your apps to make them more recoverable and visible.

App Store Optimization could also be a process done to make sure that your app increases it’s ranking in app stores(both Apple Store and Play Store) for better discoverability.

There are three main routes to follow for earning money from any online money earning application: Providing an app that’s sold with a price, showing ads on the app store and getting sponsorship for the app to increase visibility. However, before reaching now , the app must be able to be found by users.

According to research by Nielsen and Forrester, user’s access on an app happen through an app market search by a percentage of 62. So, to understand an honest earning, it bears importance to conduct some work mentioned as app store optimization (ASO), so as that when searched for , the app would be easy to hunt out .

For boosting better ranking, here are the very best methods or ways employed by App Store Optimization companies.

1. Proper App Name

Keywords are an important element in ASO. in conjunction with a catchy app name, use relevant keywords in your title as this is often often important in determining your search result ranking. A survey acknowledged that apps having a title with keywords ranked 10% better than those money making apps without a keyword. Every App Store Optimization company knows that it is vital to include keyword in your app title.

2. Expand your keywords the utmost amount as possible.

For ASO keywords both Google Play Store and App store have different approaches.

Google Play- You app description has the 4000 character limit. So plan to include as many keywords(but relevant) as possible. Repeat those keywords in an optimal no of times(up to 5 times) and ensure your app description makes logical sense. Don’t make your description look intentionally repetitive because it could pack up your potential customers.

Apple store- Apple store features a keyword field of 100 characters. Your app title and keywords that you simply simply use in these 100-character fields will decide for what search phrases your app will show. So lookout in choosing your keywords with keyword research and ensure to use alloted characters.

3. Have an honest icon

Your icon gives the first impression of your app to potential customers. Both Google Play Store and Apple Store have standards for icon-based on colour scheme , geometry, design, and size to match the ideals for his or her Operating Systems.

4. App screenshots

Although screenshots do not have an instantaneous impact on program rankings, it does influence download rates. These screenshots tell your customers what your app looks like and does. inform incorporate special features that speaks customer benefit(like faster registration or easy navigation, rich interface, personalized content, etc). Google Play Store allows up to eight screenshots while Apple Store allows 5.

5. Know your customers and their competition.

An App Store Optimization company does research on consumer behaviour to hunt out out what search queries do customers use to buy for a product/service of your competitors and therefore the way they found your app. Keyword research is completed to figure out the relevant keywords for your app. it’s then decided whether you’ll use highly competitive keywords with more search volume to rank higher or rank top spot with lesser volume keywords.

Supported by a comprehension of the knowledge and science behind application store positioning algorithms employed by App Store Optimization companies and these top tips for App Store Optimization, you’re well on your because of the effective ASO strategy.

Taking care of a few of points like ASO can make things easier for this end. Another one of the foremost details for earning an income along side your mobile app has an best app to earn money which can be liked by the users.

When you search for the simplest aso agency to figure on aso for your app, you would like to possess some knowledge about what ASO is. to urge a far better idea, read ahead to know what App Store Optimization actually does.

What top aso companies do is that they assist your app by increasing its visibility within the market, mainly Google’s Play Store and Apple’s App Store. Your app features a higher chance of getting recognised and receiving downloads if it’s well optimised. ASO companies offer you proper insight on the way to achieve that and help your app get the eye it deserves. In truth, tons of companies make the error of trying to figure on ASO for his or her app on their own and it nearly always finishes up leading to tons of your time and energy wasted with no results to point out . to save lots of time and resources, you ought to invest during a more professional outlook rather than trying to figure ASO on your own. App store optimisation agencies have certain tips and tricks up their sleeve to urge better results than a layman can even with all the knowledge readily available on the online . The time you waste by trying to figure App Store Optimization on your own are often utilised in differently while ASO experts work on your app. If you still attempt to work on your app on your own, you’ll get quite far behind a competitor who is using ASO for his or her app with the assistance of workplace .

An aso company will evaluate your app and its stats. Every app is different, which makes the method of aso unique for each app. Experts will check the visibility of the app, the keywords, etc. Another aspect of this evaluation is knowing what your competitors are up to in terms of aso. the simplest Aso agencies cover the whole ground and work with the info they analyse.

It is vital that you simply pick an ASOagency which will work on all aspects of App Store Optimization and still do this for an extended time in order that your app stays at the highest . ASO experts do tons of heavy work and can create an inventory of keywords and work towards implementing them to form the app more visible.

Keywords play a crucial role in helping an app rank high. they’re mainly included during a lot of the way within the app (depending on play store and App Store) just like the App name, the subtitle, short description, long description, etc. Your ratings and reviews also play an enormous role in making your app visible to other users. it’s said that over 80% of your current users read a minimum of one review before downloading the app so it’s vital to stay updated together with your reviews and ratings also . ASO experts lookout of all that and tons more and with just a couple of tweaks to your app, you’ll confirm that your app is rating high enough to draw in potential users and make them download the app.